Finance Articles for Beginners | Renting vs Buying & More

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Hey, I'm Nitzan

I started Best Beginner Finance because I was tired of seeing beginners get confused by bad financial advice. These articles are my honest takes and personal experiences.

2026

This Week's Article

January 24, 2026Guide

Is Renting a Waste of Money? The Truth About Capital Liquidity for Beginners

Everyone says "renting is throwing money away." But what if keeping your capital liquid actually makes you wealthier? I break down the real math behind renting vs buying—and why the conventional wisdom might be costing you money.

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Also on: Medium

📚 Related tools: Use our Currency Calculator to check exchange rates if you're considering property abroad, or take the App Quiz to find the best savings app for your down payment fund. New to finance? Start with our Safe Finance Guide.

January 15, 2026Guide

Our 2026 Rankings Are Here (And Some Surprises)

After months of testing and user feedback analysis—our updated Top 10 is live. A few apps moved up, one fell hard, and there's a newcomer that impressed me.

January 3, 2026Personal

3 Years of BBF: What I've Learned (And What's Next)

Three years ago I published my first post. Since then, I've talked to thousands of beginners and learned more about financial literacy than I ever expected.

2025

December 12, 2025Personal

I Tried Every Budgeting App for 30 Days Each

Mint, YNAB, Copilot, Monarch—I committed to using each one exclusively for a month. Some changed how I think about money. Others drove me crazy.

October 28, 2025Review

SoFi After 2 Years: Still Worth It?

I've been using SoFi as my main banking + investing app for two years. The honeymoon phase is over. Here's my honest take.

July 18, 2025Personal

The Email That Changed How I Think About This Site

A reader saved $800 in overdraft fees after finding our Chime review. Her email made me cry. This is why I do this.

March 10, 2025Guide

How I'd Start Investing Today With Just $100

Most investing advice assumes you have thousands. Here's exactly what I'd do with $100 and why starting small beats waiting.

January 29, 2025Guide

2025 Top 10 Rankings + Full Methodology

Our second annual rankings are live! This year I'm sharing the full methodology—exactly how I score apps and why some popular ones didn't make the cut.